About The1ForYou
Our Mission
At The1ForYou, we are committed to helping small businesses in the U.S. succeed by providing them with quick funding needed to thrive in today's competitive market.
Our Values
Our values are the foundation of everything we do. We believe in honesty, integrity, and transparency in all our dealings with our clients. We are committed to providing exceptional customer service.
Funding Methods:
PERSONAL/START-UP LOAN
- Loan Amount: $20k - $500k
- Terms: 1 to 5 years
- Interest Rate: 6% to 18%
- Minimum credit score: 680
(Once approved: 1 - 2 weeks to fund)
BUSINESS CASH ADVANCE
Loan Terms and Conditions:
- Loan Amounts: $2500 - 1mm
- Terms: 3 to 18 months
- Payment Type: ACH
- Tax liens: greater than 50k need to be in a payment plan
(Once approved: 24 - 72 hrs. to close)
Minimum Criteria:
- 500 FICO
- 4 to 6 income bank deposits each month (depends on industry
- 6 months in business with no credit card processing
- 3 months in business if business takes credit card processing
- 67% of ownership required
- Max. negative days: 7 days
** FUNDING CAN BE USED FOR BUSINESS OR PERSONAL GOALS
MERCHANT CASH ADVANCE
- Funding Amounts: $20k to 5mm
- Terms: 3 to 18 months
- Factor Rate: 1.20 to 1.49
- Minimum credit score: 550
(Once approved: 24 hrs. to close)
HARD MONEY REAL ESTATE LOAN
(FIX AND FLIP, CASHOUT REFI, BRIDGE LOAN, ETC.)
- 100k - $50mm (Min. property value is $150k)
- Terms: 6 -24 months (Interest Only)
- Interest Rate % Range: 8% - 12% (Credit above 700)
* Experienced Investor
- Interest Rate % Range: 9% -14% - Low/No credit
*Limited experience
(Once approved: 4 - 6 weeks to close)
EQUIPMENT LEASING
- Loan Amounts: 250k to $5MM
- Terms: 1 to 5 Years
- Cost of Capital: 6% to 35%
- Minimum Credit: 600
(Once approved: 1 - 3 days to close)